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Solo 401K Overview

DO YOU RUN YOUR business as a one-person show? Have we got a deal for you: the so-called solo 401(k) plan is a little known but very efficient way for self-employed folks to save for retirement.

This means you can quickly build up a substantial tax-deferred retirement account balance while cutting your annual income tax bills.

As […]

By Gary E. Miller|2018-07-02T10:43:23-07:00June 13th, 2015|Retirement Plans|0 Comments

“Before the Advice, Check Out the Adviser”- Article

A Thorough and Comprehensive overview of the Balkanized world of financial advice that leaves consumers exposed to predatory practices.

Before the Advice, Check Out the Advisor

Let us use this occasion to underscore that Trusted Financial, in all its dealings acts as a Fiduciary, seeking to represent the needs of and best interests of its clients. We are a Registered Investment Advisor, which as discussed in this article must act as Fiduciary and we are Certified Financial Planners which also holds us to this high standard.

By Gary E. Miller|2018-07-02T10:43:25-07:00October 25th, 2014|Learn How We Make Investment Decisions|0 Comments

Correlation Between Fracking & Ground Water Contamination?

September 22, 2014

The National Academy of Sciences has published a study seeking to establish a link between the process of hydraulic fracturing and intrusion of methane into ground water.

To quote a summary of the study:
“Noble gas data appear to rule out gas contamination by upward migration from depth through overlying geological strata triggered by […]

By Gary E. Miller|2018-07-02T10:43:25-07:00September 22nd, 2014|Oil and Gas Industry|0 Comments

Are You Paying for a Vacation for Your Annuity Agent?

Rather an interesting article on how "incentivized" some annuity agents are due to "perks" of the job! Market Watch Article: "You just gave your annuity agent a great vacation"

By Gary E. Miller|2018-07-02T10:43:25-07:00August 12th, 2014|Annuities|0 Comments

About Fracking and Ground Water Dangers

Recently, a good friend expounded upon the supposed dangers of water pollution from hydraulic fracturing of oil and gas wells. As an investment advisor who considers himself an environmentalist, albeit a practical environmentalist, I decided to seek out a credible study on the topic.

The Groundwater Protection Council, a non-profit organization with members consisting of state and […]

By Gary E Miller|2018-07-02T10:43:30-07:00March 25th, 2014|Oil and Gas Industry|0 Comments

Annuities – Expensive Way to Invest

I am a BIG SKEPTIC when it comes to variable annuities. These articles from CNN Money and the Wall Street Journal offer reasons why variable annuities rarely make sense as an investment. Before you commit your money to one of these expensive products, please give Gary Miller a call for an objective analysis (remember, we do […]

By Gary Miller|2018-07-02T10:43:31-07:00April 29th, 2013|Annuities|0 Comments

Good Health is Priceless: Some Tips for Saving Money and Better Communication with your Doctors

SOME IDEAS FOR MORE EFFICIENT HEALTH CARE (Source: Wikihow.com, with our edits and updates as of November 25, 2011) Keep a journal of your medical problems and treatments.[1] Bring it with you when you visit a doctor. The journal will help you remember the details of what to tell the doctor. In one section, or, if you prefer, a section for each problem, keep a diary of each of your problems. Describe the problem and any changes you notice, being as detailed...

By Gary Miller|2014-07-27T16:29:32-07:00November 26th, 2011|Financial Current|0 Comments

Retiree Medical Costs

Retiree Medical Costs, gulp!

This important article does not make encouraging reading, but needs to be seen. To me it suggests that careful stewardship of your retirement savings will be a life long process.

Read Article

By Gary Miller|2011-07-11T18:53:03-07:00July 11th, 2011|Financial Current|0 Comments

Estate Planning for a Growing Business

The following is excerpted from a Wall Street Journal article published in October 2010:

Grantor Retained Annuity Trust - if you are about to sell a Business or an Sppreciated Stock Portfolio, consider This :

Because this type of trust works best at times when interest rates are low and asset values are depressed—times like these, in other words—estate planners are urging clients...

By Gary Miller|2018-07-02T10:43:36-07:00October 27th, 2010|Financial Current|0 Comments

Picking Stocks Using Free Cash Flow Analysis

Preparing for a class I used to teach at University of California, Irvine, I became hip to the accounting gimmicks that allow public corporations to appear to be more sucessful than they may really be. In fact, one of the reasons my clients avoided slaughter in the Tech […]

By Gary Miller|2018-07-02T10:43:37-07:00July 29th, 2010|Learn How We Make Investment Decisions|0 Comments