Trusted Financial Advisors – Gary Miller: Certified Financial Planner®
serving Orange County, California and
investors throughout the United States.
We are authorities in the following services:
- IRA Rollover
- Financial Planning
- Retirement Planning
- Investment Advice
- Wealth management
- Portfolio management
- Insurance needs analysis
- Annuity review
- Income tax analysis
- Estate Plan analysis
- Business planning
Why We Are Unique:
Few financial advisors match the depth and variety of our years of investment experience. We have advised people during market crashes, high inflation, soaring stock markets, wars, political uncertainty – you name it – over a 30 year span. We have direct experience in stocks, bonds, options, real estate, estate planning, financial analysis, corporate cash management and risk management.
Why We Are Proud:
We are proud of the strong relationship of trust we have developed with our current clients and urge sincerely interested prospective clients to speak with those we currently serve. Please contact us for references.
Why We Enjoy Our Work:
We enjoy being trusted by our clients. Our name is also our calling.
Investment Principles
We have learned through many years of investment experience that it is vital to have clearly articulated investment principles and to follow them.
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Service & Fees
We offer two services: Investment Management and Financial Planning. First we define the financial planning assignment, then assemble our proposals.
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Current Commentary
We relate the latest business news and how it is affecting our clients. We offer many helpful tips, advice for all investors including our valuable 2 cents.
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Trusted Financial Advisors’ Latest Commentary
Quarter end Report March 31, 2020
Beyond the challenges to slowing the progression of Covid-19 and the heroic battle being fought by our medical professionals, the economic uncertainty caused by extreme distancing measures have made society impatient for a resolution.
Business owners, out-of-work hair stylists, waitresses, Uber drivers (and politicians) are anxious for the crisis to pass, but there is already enough economic damage to say that earnings forecasts are of little value. This sort of uncertainty has led to a sell off over 30% below recent market highs. Despite a promising bounce into early April, history suggests that typical bear markets see a decline closer to 50% before the worst is over. Here’s what the first quarter looked like:
| First Quarter 2020 Scorecard | ||
| Quarter | 12 Months | |
| S&P 500 | -20.0% | -9.9% |
| Dow | -23.2% | -15.5% |
| NASDAQ | -14.2% | -0.4% |
| Stoxx Europe | -23.0% | -17.7% |
| Nikkei Japan | -20.0% | -13.1% |
| Hang Seng | -16.3% | -20.2% |
| Oil | -66.8% | -65.9% |
| Gold | 4.5% | 23.1% |
As a result of the rapid spread of Covid-19, an historic U.S. equities bull market for stocks that ran for 11 years has ended. Emotionally, it is difficult to watch a portfolio drop from (in many cases)a record high value back to or even below where it was a year ago, but the longer term perspective helps keep our eyes on the […]