Financial Literacy and Informational Articles

/Financial Literacy and Informational Articles

Financial Literacy and Informational Articles

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Are You Paying for a Vacation for Your Annuity Agent?

Rather an interesting article on how "incentivized" some annuity agents are due to "perks" of the job! Market Watch Article: "You just gave your annuity agent a great vacation"

By | August 12th, 2014|

Annuities – Expensive Way to Invest

I am a BIG SKEPTIC when it comes to variable annuities.  These articles from CNN Money  and the Wall Street Journal offer reasons why variable annuities rarely make sense as an investment.  Before you commit your [...]

By | April 29th, 2013|

Financial Industry Abuses


A JPMorgan Whistle-Blower

Trusted Financial’s principal, Gary Miller was employed by the brokerage industry for 17 years. He voted with his feet, leaving a major Wall Street firm at the end of 2000, in part because he felt [...]

By | December 11th, 2015|

Health Care Finances


Medicare Open Enrollment 2014

Intro: "Medical Costs can erode your buying power-as open enrollment time Approaches, here's a useful guide." NYTimes: Beware of Shifting Options Within Medicare Plans Open enrollment for Medicare starts Oct. 15, and offers older Americans [...]

By | October 6th, 2014|Health Care Finances|

Investment Decisions


Over 30 years of active investment experience goes into the decisions we make for our managed account clients. Here Gary E. Miller, CFP and Registered Investment Advisor (SEC) reveals some of his secrets.

A Tale of Ten Years

“ October 9, 2007: U.S. Equities reach all all-time high as housing slumps” This could have been the headline. With hindsight, we know that over the following 18 months the U.S. and world economies entered [...]

By | October 13th, 2017|

“Before the Advice, Check Out the Adviser”- Article

A Thorough and Comprehensive overview of the Balkanized world of financial advice that leaves consumers exposed to predatory practices.

Before the Advice, Check Out the Advisor

Let us use this occasion to underscore that Trusted Financial, in all its dealings acts as a Fiduciary, seeking to represent the needs of and best interests of its clients. We are a Registered Investment Advisor, which as discussed in this article must act as Fiduciary and we are Certified Financial Planners which also holds us to this high standard.

By | October 25th, 2014|

Picking Stocks Using Free Cash Flow Analysis

  Picking Stocks Using Free Cash Flow Analysis Preparing for a class I used to teach at University of California, Irvine, I became hip to the accounting gimmicks that allow public corporations to appear to be [...]

By | July 29th, 2010|

Oil and Gas Industry


EPA Assessments of Potential Impacts of Hydraulic Fracking

U.S. Environmental Protection Agency unable to find link between hydraulic fracturing of shale oil formations and ground water contamination: "EPA: Assessment of the Potential Impacts of Hydraulic Fracturing for Oil and Gas on Drinking Water [...]

By | October 4th, 2015|

Are Fracking Dangers Real?

Linked below is a New York Times article reporting that the Environmental Protection Agency, with appointees under the Obama Administration, have absolved hydraulic fracturing from accusations by hysterical “environmentalists” that the process is a danger [...]

By | June 16th, 2015|

Correlation Between Fracking & Ground Water Contamination?

September 22, 2014 The National Academy of Sciences has published a study seeking to establish a link between the process of hydraulic fracturing and intrusion of methane into ground water. To quote a summary of [...]

By | September 22nd, 2014|

About Fracking and Ground Water Dangers

Recently, a good friend expounded upon the supposed dangers of water pollution from hydraulic fracturing of oil and gas wells. As an investment advisor who considers himself an environmentalist, albeit a practical environmentalist, I decided [...]

By | March 25th, 2014|

Real Estate


Residential Real Estate: a Questionable Investment

The bursting of the real estate bubble during the Great Recession educated many investors: real estate is just another investment. Real estate, particularly rental real estate, is a Christmas tree promising lots of gifts...for those [...]

By | October 15th, 2015|Free Financial Education!, Real Estate|

Required Minimum Distributions


What you need to know about IRA required minimum distributions

You must pull money out of your IRA after you reach age 70 1/2. View these short videos for an overview. I  want to introduce the four video segments that are available on [...]

By | August 21st, 2009|Required Minimum Distributions|

Retirement Planning and Social Security

As of early 2017 the recently elected President pledged to not allow cuts to Social Security benefits. The conservative Heritage Foundation explains in a 2015 article, this can be accomplished by changing the way benefits are adjusted for inflation.

Please Read: “A Simple Change to Restore Social Security Solvency”

Solo 401K Overview

DO YOU RUN YOUR business as a one-person show? Have we got a deal for you: the so-called solo 401(k) plan is a little known but very efficient way for self-employed folks to save for [...]

By | June 13th, 2015|

Tax Savings Idea


Working Children

Leverage your Child's Summer Job to Build Their Future  Nest Egg If your child or grandchild will be working at a summer job this year,making a contribution to a Roth IRA for him or her [...]

By | July 17th, 2010|